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2021-02-19 19:43:28

亚马逊最新通知：连续三个月销售总额达到1万美元后，卖家需要购买至少100万美元的商业保险，未购买保险可能导致无法提现甚至被禁止销售。

现在部分卖家已经投保了，可以看到这笔支出是强制性的，大卖是躲不开了。

三个月销售总额达1万美金，卖家需购买至少100万保险

2月16日，亚马逊向多位卖家发出了一则邮件通知，看到消息后，卖家们纷纷风中凌乱。

邮件表示，希望卖家为通过亚马逊商店销售的产品提供责任保险证明，卖家要在2021年3月15日前回复。

在连续三个月的销售总额达到10,000美元之后的30天内，卖家需要购买并维持至少100万美元的商业普通保险，附加责任险或超额责任险。

收到邮件的卖家需要在30天内使用账号注册邮箱回复这封邮件，并在邮件中附上责任保险证书，责任保险证书需涵盖在Amazon.com上进行销售交易的所有商品。

那么保险要求是什么？卖家的商业责任保险单必须符合以下所有条件:

包含附加受保人背书。

列出所给凭单涵括的所有专业卖家子公司或 DBA。

至少提前 30 天提供取消、修改或不续约通知。

显示《A.M. 最佳财产事故保险指南》中所列的完整承保人姓名。

完整且签署姓名。

请注意：不接受使用活页夹。

必须投保商业综合责任险 (CGL)、伞护式责任保险和/或超额责任保险，保额上限为：

每次事故 1,000,000 美元，商品和完工责任合计 1,000,000 美元，且总计 1,000,000 美元。此类保险必须涵盖商品责任、商品/完工责任、身体或人身伤害、广义的财产损失和广义的合同投保范围。

也可以投保商业综合责任险和伞护式责任保险，以及/或超额责任保险的任意组合来满足保险限制。

（如需保险要求的完整列表，请参阅亚马逊服务商业解决方案协议。）

亚马逊官网原文详情：

Pro Merchant Insurance Requirements

Pro Merchants who sell on Amazon must provide proof of Commercial General Liability insurance. This insurance, obtained at the merchant's expense, shall cover up to $1,000,000 per occurrence and in the aggregate and must include product liability, bodily injury, or personal injury, property damage, and other requirements as stated in the Amazon Services Business Solutions Agreement. The insurance must indicate that "Amazon.com, Inc., and its affiliates and assignees" are added as additional insureds.

Summary of Requirements for Pro Merchant Insurance

The Certificate of Insurance must:

Be an original document.
Contain an Additional Insured Endorsement.
List all Pro Merchants' subsidiaries or DBAs covered by the certificate provided.
Provide at least 30 days' notice of cancellation, modification, or non-renewal.
Show complete insurance carrier names as listed in the A.M. Best Property & Casualty Guide.
Be completed in its entirety and signed.

Please note: Binders are not acceptable.

You must have Commercial General Liability (CGL), Umbrella and/or Excess Liability Insurance coverage with limits of not less than:

$1,000,000 per occurrence, $1,000,000 in the aggregate for products and completed operations, and $1,000,000 in the general aggregate. Such insurance must include products liability, products/completed operations, bodily injury, personal injury, broad form property damage and broad form contractual coverage.

You may also satisfy the insurance limits by using any combination of Commercial General Liability and Umbrella and/or Excess Liability insurance.

The required Additional Insured wording must be as follows:

"Amazon.com, Inc., its affiliates and assignees

are additional insureds, as their interests may appear"

Please mail certificates to the following address:

Amazon.com Attn: Risk Management P.O. Box 81226 Seattle, WA 98108-1226Or by email: coi@amazon.com

For a complete list of the insurance requirements, please see the Amazon Services Business Solutions Agreement.

账户收款无法提现、甚至无法继续销售，这些后果都不是卖家能够承受的。有卖家透露，按照亚马逊提供的服务商去购买保险，一个店铺的保险费用近4000美金。

对于卖家来说，已经没有逃避的可能了，目前需要考虑的就是哪家保险公司更实惠。

那么可以通过哪些渠道购买保险呢？

我们第一想法就是通过万能的某宝，不过搜索亚马逊保险、亚马逊专业卖家保险要求、亚马逊卖家保险等关键词都是没有搜索结果的

其实亚马逊已经给出了官方推荐渠道了